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What Does Year to Date (YTD) Mean?

YTD shows total earnings, deductions, and taxes from the start of the year to the current pay period .

It helps track cumulative pay, ensures payroll accuracy, and builds employee trust.

 Small Business Payroll?
 Small Business Payroll?

YTD Totals for W-2s and 1099s

YTD pay stubs aren’t just for tracking income—they’re essential for accurate tax reporting.

  • W-2 Employees: Ensure wages, taxes, and deductions align with year-end W-2 forms.

  • 1099 Contractors: Track total compensation for easy and accurate 1099 - NEC filing.

With SecurePayStubs, every pay stub is tax-ready, saving small businesses time and avoiding costly errors at year-end.

Why Small Businesses Love SecurePayStubs for YTD Pay Stubs

Fast, Accurate, and Professional—Every Time

SecurePayStubs lets small businesses create accurate, compliant YTD pay stubs in seconds, building trust
and professionalism with every employee.

 Instant YTD Calculations

Instant YTD Calculations

Track cumulative earnings, deductions, and taxes automatically, giving you accurate totals without manual work.

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Boost Employee Confidence

Boost Employee Confidence

Provide employees with transparent pay stubs that clearly show cumulative earnings and deductions, building trust and reducing payroll disputes.

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Effortless Compliance

Effortless Compliance

Stay compliant with federal and state requirements by keeping accurate YTD reporting, making audits and tax season stress-free.

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Affordable for Small Businesses

Affordable for Small Businesses

Enjoy professional YTD pay stubs at just $2.99 per stub—making it the most cost-effective solution without compromising quality.

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Free Contractors paystub template

Anytime, Anywhere Access

Generate, download, and share YTD pay stubs from any device—whether you’re in the office or on the go.

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How It Works: Generate YTD Pay Stubs in 3 Simple Steps

From details to download—create professional YTD pay stubs in minutes, with accurate totals and zero hassle.

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  • 1

    Enter Required Details

    Fill in employer, employee, and salary information to get started.

  • 2

    Preview Instantly

    Review accurate YTD earnings, deductions, and taxes before finalizing.

  • 3

    Download or Email

    Get your professional pay stub instantly, ready to print or share.

Download the SecurePayStubs App for Instant YTD
Pay Stub Generation

Create Professional YTD Pay Stubs — Anytime, Anywhere

SecurePayStubs is also available as a mobile app

Available for Android, iPhone, and iPad.

Create, preview, and share professional YTD pay stubs on the go. Track cumulative earnings, deductions, and taxes for every employee directly from your mobile device—fast, accurate, and hassle-free.

Ready to track and manage YTD totals effortlessly?

Download on the App StoreAvailable on the Google Play

Generate Your YTD Pay Stubs in Seconds

Create professional, accurate YTD pay stubs in seconds—fast, easy, and
hassle-free for small businesses.

Saves Time

First Stub Free

Instant Download & Email

Create My YTD Pay Stub Now

Frequently Asked Questions

1. What does YTD mean on a pay stub?

YTD (Year-to-Date) on a pay stub shows the cumulative total of an employee’s earnings, deductions, and taxes from the start of the year to the current pay period. It helps track income and ensures payroll accuracy.

2. How to calculate year-to-date income?

By default, SecurePayStubs automatically calculates YTD from January 1 to the current pay period. If you need YTD for a specific period, you can enter the totals by editing. For new hires, simply check the “New Hire” box to start tracking YTD from their join date.
Online Pay Stub Generator For Independent Contractors

3. Can YTD totals include bonuses and overtime

Yes — all taxable earnings such as bonuses, commissions, and overtime are included in the YTD totals on a pay stub.

4. Are YTD pay stubs accepted as proof of income?

Yes — professional YTD pay stubs are widely accepted by banks, lenders, and landlords as proof of income.

5. Can YTD totals be corrected if there’s a mistake?

Absolutely — employee or payroll information can be updated, and corrected YTD pay stubs can be regenerated to reflect accurate totals.
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